Real Estate Blog

What State Assistance is Available for Renting an Apartment in Luxembourg?

September 25, 2023

Are you wondering if there are any state aids you are entitled to when renting an apartment in Luxembourg? You're not alone, and rest assured, there are options available. We will explore the various choices that are open to you to help you find the housing of your dreams.

State Assistance for Rental Guarantee Financing

Are you seeking state assistance you may be entitled to when renting an apartment in Luxembourg? State aid for the rental guarantee is an option worth considering. In fact, the Ministry of Housing can act as a guarantor for you if you meet certain conditions, such as being of legal age and residing in Luxembourg legally. In return, you commit to saving the total amount of the guarantee over a period of 3 years. If the landlord calls upon this guarantee, the sum must be repaid to the ministry.

Read the article: Rental Guarantee in Luxembourg

Rent Subsidy in Luxembourg

Rent subsidy is another solution to your housing problems. This financial aid is specifically designed for households with modest incomes. It ranges from 200 to 400 euros per month, depending on your household's net income.

To be eligible for this assistance, several conditions must be met, including:

  • Legally residing in Luxembourg
  • Having signed a lease agreement
  • Not owning another property
  • Having a monthly rent exceeding 25% of your net income

Subsidized Housing Rental

This assistance is managed by the Housing and Habitat Development Fund (Fonds du Logement) and aims to facilitate access to housing for individuals with modest incomes. To be eligible, several criteria must be met:

  • Not being the owner or usufructuary of another property, in Luxembourg or elsewhere.
  • Not already having another place of residence
  • Having a modest income

The rent is calculated based on the annual net income and the living area of the accommodation. This subsidized housing option offers apartments with up to 4 bedrooms, as well as houses for larger families. It is one of the state's initiatives to facilitate housing access for low-income individuals in Luxembourg.

Using the Social Real Estate Agency

The Social Real Estate Agency (Agence Immobilière Sociale or AIS) is another viable solution. This agency is a department of the Foundation for Housing Access and focuses on managing housing for individuals in precarious situations or facing social exclusion.

To be eligible for this housing assistance, you must meet certain conditions such as:

  • Having a modest income
  • Not being a property owner
  • Being in compliance with residence and health insurance affiliation

AIS not only provides housing but also aims to make beneficiaries self-sufficient. Opting for rental through the Social Real Estate Agency is one of the government's strategies to facilitate housing access for low-income individuals in Luxembourg.

In Conclusion

These various aids are solutions put in place by the Luxembourgish government to facilitate housing access for low-income individuals. Each of these government initiatives has its own eligibility criteria and advantages, but all aim to ease access to housing. By exploring these options, you can find the one that best suits your needs and financial situation.

 

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